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Legal

Terms & Conditions

Last updated: August 1, 2026

By accessing and placing an order with Sumkinio (operated by Foragezy OÜ), you confirm that you are in agreement with and bound by the terms of service contained in these Terms & Conditions. These terms apply to the entire website and any email or other communication between you and Sumkinio.

General terms

Under no circumstances shall the Sumkinio team be liable for any direct, indirect, special, incidental or consequential damages — including, but not limited to, loss of data or profit — arising out of the use of, or the inability to use, the materials on this site, even if the Sumkinio team or an authorized representative has been advised of the possibility of such damages. If your use of materials from this site results in the need for servicing, repair or correction of equipment or data, you assume any costs thereof.

Sumkinio will not be responsible for any outcome that may occur during the course of usage of our resources. We reserve the right to change prices and revise the resources usage policy at any time.

License

Sumkinio grants you a revocable, non-exclusive, non-transferable, limited license to download, install and use the website strictly in accordance with the terms of this Agreement.

These Terms & Conditions are a contract between you and Sumkinio (referred to in these Terms & Conditions as "Sumkinio," "us," "we," or "our") — the provider of the Sumkinio website and the services accessible from it (collectively, the "Sumkinio Service").

You are agreeing to be bound by these Terms & Conditions. If you do not agree to these Terms & Conditions, please do not use the Sumkinio Service. In these Terms & Conditions, "you" refers both to you as an individual and to the entity you represent. If you violate any of these Terms & Conditions, we reserve the right to cancel your account or block access to your account without notice.

Definitions and key terms

To help explain things as clearly as possible in these Terms & Conditions, every time any of these terms are referenced, they are strictly defined as:

  • Cookie: a small amount of data generated by a website and saved by your web browser. It is used to identify your browser, provide analytics, and remember information about you such as your language preference or login information.
  • Company: when these terms mention "Company," "we," "us," or "our," it refers to Foragezy OÜ (Harju maakond, Tallinn, Kesklinna linnaosa, Toom-Kuninga tn 12, 10122), registration number 17505891, that is responsible for your information under these Terms & Conditions.
  • Country: where Sumkinio or the owners/founders of Sumkinio are based — in this case, Estonia.
  • Device: any internet-connected device — phone, tablet, computer or any other device that can be used to visit Sumkinio and use the Service.
  • Service: refers to the service provided by Sumkinio as described on this platform.
  • Third-party service: refers to advertisers, sponsors, promotional and marketing partners, and others whose content, products or services we think may interest you.
  • Website: Sumkinio's site, accessible via https://sumkinio.com/.
  • You: a person or entity that is registered with Sumkinio to use the Service.

Payment

Access to our online courses is provided electronically via email immediately after a successful purchase. This ensures that customers can access their course materials without unnecessary delays and begin their learning experience right away.

Please note: all courses are purchased through a one-time payment. No subscriptions, recurring fees, or automatic renewals apply to course access.

Refunds

Refund requests must be submitted to refunds@sumkinio.com. Approved refunds will be issued to the original payment method used for the purchase. Our Refund Policy is designed to ensure a fair, transparent and efficient process for addressing customer concerns.

Upon cancellation or approval of a refund, access to the website and all associated course materials will be revoked immediately. This helps maintain compliance with these Terms & Conditions and protects the integrity of Foragezy OÜ's educational content from unauthorized access or distribution.

Your suggestions

Any feedback, comments, ideas, improvements or suggestions (collectively, "Suggestions") provided by you to Sumkinio with respect to the website shall remain the sole and exclusive property of Sumkinio.

Sumkinio shall be free to use, copy, modify, publish, or redistribute the Suggestions for any purpose and in any way, without any credit or compensation to you.

Your consent

We've updated our Terms & Conditions to provide you with complete transparency into what is being set when you visit our site and how it's being used. By using our website, registering an account, or making a purchase, you hereby consent to our Terms & Conditions.

Cookies

Sumkinio uses "Cookies" to identify areas of our website that you have visited. A Cookie is a small piece of data stored on your computer or mobile device by your web browser. We use Cookies to enhance the performance and functionality of our website, but they are non-essential to its use. However, without these cookies, certain functionality — like videos — may become unavailable, or you may be required to log in every time you visit the website, since we would not be able to remember that you had logged in previously.

Most web browsers can be set to disable the use of Cookies. However, if you disable Cookies, you may not be able to access some or all of the functionality on our website correctly, or at all. We never place Personally Identifiable Information in Cookies.

Changes to our Terms & Conditions

You acknowledge and agree that Sumkinio may stop (permanently or temporarily) providing the Service (or any features within it) to you or to users generally, at Sumkinio's sole discretion, without prior notice. You may stop using the Service at any time, and you do not need to specifically inform Sumkinio when you do so. You acknowledge and agree that if Sumkinio disables access to your account, you may be prevented from accessing the Service, your account details, or any files or other materials contained in your account.

If we decide to change these Terms & Conditions, we will post those changes on this page and/or update the modification date below.

Updates to our website

Sumkinio may, from time to time, provide enhancements or improvements to the features and functionality of the website, which may include patches, bug fixes, updates, upgrades and other modifications ("Updates").

Updates may modify or delete certain features and/or functionalities of the website. You agree that Sumkinio has no obligation to (i) provide any Updates, or (ii) continue to provide or enable any particular features or functionalities of the website to you.

You further agree that all Updates will be (i) deemed to constitute an integral part of the website, and (ii) subject to the terms and conditions of this Agreement.

Third-party services

We may display, include, or make available third-party content (including data, information, applications and other products or services), or provide links to third-party websites or services ("Third-Party Services").

You acknowledge and agree that Sumkinio shall not be responsible for any Third-Party Services, including their accuracy, completeness, timeliness, validity, copyright compliance, legality, decency, quality, or any other aspect thereof. Sumkinio does not assume and shall not have any liability or responsibility to you or any other person or entity for any Third-Party Services.

Third-Party Services, and links thereto, are provided solely as a convenience to you, and you access and use them entirely at your own risk and subject to such third parties' terms and conditions.

Term and termination

This Agreement shall remain in effect until terminated by you or Sumkinio.

Sumkinio may, in its sole discretion, at any time and for any or no reason, suspend or terminate this Agreement with or without prior notice.

This Agreement will terminate immediately, without prior notice from Sumkinio, in the event that you fail to comply with any provision of this Agreement. You may also terminate this Agreement by deleting the website and all copies thereof from your devices.

Upon termination of this Agreement, you shall cease all use of the website and delete all copies of the website from your devices.

Termination of this Agreement will not limit any of Sumkinio's rights or remedies at law or in equity in case of breach by you (during the term of this Agreement) of any of your obligations under this Agreement.

Copyright infringement notice

If you are a copyright owner, or such owner's agent, and believe any material on our website constitutes an infringement of your copyright, please contact us and include the following information:

  • A physical or electronic signature of the copyright owner or a person authorized to act on their behalf.
  • Identification of the material that is claimed to be infringing.
  • Your contact information, including address, telephone number, and email.
  • A statement that you have a good-faith belief that use of the material is not authorized by the copyright owner.
  • A statement that the information in the notification is accurate, and, under penalty of perjury, that you are authorized to act on behalf of the owner.

Limitation of liability

Notwithstanding any damages that you might incur, the entire liability of Sumkinio and any of its suppliers under any provision of this Agreement, and your exclusive remedy for all of the foregoing, shall be limited to the amount actually paid by you for the website.

To the maximum extent permitted by applicable law, in no event shall Sumkinio or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, business interruption, personal injury, or loss of privacy arising out of or in any way related to the use of, or inability to use, the website, third-party software and/or third-party hardware used with the website, or otherwise in connection with any provision of this Agreement), even if Sumkinio or any supplier has been advised of the possibility of such damages, and even if the remedy fails of its essential purpose.

Some states or jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you.

Entire agreement

This Agreement constitutes the entire agreement between you and Sumkinio regarding your use of the website, and supersedes all prior and contemporaneous written or oral agreements between you and Sumkinio.

You may be subject to additional terms and conditions that apply when you use or purchase other Sumkinio services, which will be provided to you at the time of such use or purchase.

Updates to our Terms

We may change our Service and policies, and we may need to make changes to these Terms so that they accurately reflect our Service and policies. Unless otherwise required by law, we will notify you (for example, through our Service) before we make changes to these Terms and give you an opportunity to review them before they take effect. If you continue to use the Service after that, you will be bound by the updated Terms. If you do not want to agree to these or any updated Terms, you can delete your account.

Intellectual property

The website and its entire contents, features and functionality — including, but not limited to, all information, software, text, displays, images, video and audio, and the design, selection and arrangement thereof — are owned by Sumkinio, its licensors, or other providers of such material, and are protected by Estonian and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.

The material may not be copied, modified, reproduced, downloaded or distributed in any way, in whole or in part, without the express prior written permission of Sumkinio, unless and except as is expressly provided in these Terms & Conditions. Any unauthorized use of the material is prohibited.

Submissions and privacy

If you submit or post any ideas, creative suggestions, designs, photographs, information, advertisements, data or proposals — including ideas for new or improved products, services, features, technologies or promotions — you expressly agree that such submissions will automatically be treated as non-confidential and non-proprietary, and will become the sole property of Sumkinio without any compensation or credit to you whatsoever.

Sumkinio and its affiliates shall have no obligations with respect to such submissions or posts, and may use the ideas contained in them for any purpose and in any medium in perpetuity — including, but not limited to, developing, manufacturing and marketing products and services using such ideas.

Promotions

Sumkinio may, from time to time, include contests, promotions, sweepstakes, or other activities ("Promotions") that require you to submit material or information concerning yourself. Please note that all Promotions may be governed by separate rules that may contain certain eligibility requirements, such as restrictions on age and geographic location. You are responsible for reading all Promotion rules to determine whether or not you are eligible to participate. If you enter any Promotion, you agree to abide by and comply with all Promotion rules.

Additional terms and conditions may apply to purchases of goods or services on or through the Service, and such terms and conditions are incorporated into this Agreement by reference.

Disclaimer

Sumkinio is not responsible for any content, code, or other inaccuracies. Sumkinio does not provide warranties or guarantees of any kind.

In no event shall Sumkinio be liable for any special, direct, indirect, consequential, or incidental damages whatsoever — whether in an action of contract, negligence, or other tort — arising out of or in connection with the use of the Service or the contents of the Service. The Company reserves the right to make additions, deletions, or modifications to the contents of the Service at any time, without prior notice.

The Sumkinio Service and its contents are provided "as is" and "as available," without any warranty or representation of any kind, whether express or implied. Sumkinio is a distributor — not a publisher — of content supplied by third parties; as such, Sumkinio exercises no editorial control over such content and makes no warranty or representation as to the accuracy, reliability or currency of any information, content, service or merchandise provided through or accessible via the Sumkinio Service. Sumkinio specifically disclaims all warranties and representations in any content transmitted on or in connection with the Sumkinio Service, or on sites that may appear as links on the Sumkinio Service, including without limitation any warranties of merchantability, fitness for a particular purpose, or non-infringement of third-party rights. Price and availability information is subject to change without notice. Sumkinio does not warrant that the Sumkinio Service will be uninterrupted, uncorrupted, timely, or error-free.

Questions about these Terms?

Don't hesitate to reach out — we're happy to help.

✉ support@sumkinio.com Contact form →
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